Privacy Policy

FACTS	WHAT DOES Fraternal Order of Police Federal Credit Union DO WITH YOUR PERSONAL INFORMATION?
Why?	Financial companies choose how they share your personal information. Federal law gives consumers the right to limit some but not all sharing. Federal law also requires us to tell you how we collect, share, and protect your personal information. Please read this notice carefully to understand what we do.
What?	The types of personal information we collect and share depend on the product or service you have with us. This information can include: Social Security number and account balances Payment history and trasaction or loss history Credit history and credit scores
How?	All financial companies need to share members' personal information to run their everyday business. In the section below, we list the reasons financial companies can share their members' personal information; the reasons Fraternal Order of Police Federal Credit Union chooses to share; and whether you can limit the sharing.

Reasons we can share your personal information	Does FOPFCU Share?	Can you limit this sharing?
For our everyday business purposes— such as to process your transactions, maintain your account(s), respond to court orders and legal investigations, or report to credit bureaus	Yes	No
For our marketing purposes— to offer our products and services to you	Yes	No
For joint marketing with other financial companies	Yes	No
For our affiliates’ everyday business purposes— information about your transactions and experiences	No	We don't share
For our affiliates’ everyday business purposes— information about your creditworthiness	No	We don't share
For our affiliates to market to you	No	We don't share
For nonaffiliates to market to you	No	We don't share

To limit our sharing

Call 918-836-9922 — our menu will prompt you through your choice(s)
Visit us online: or
Fill out the form below

Please note:

If you are a new customer, we can begin sharing your information days from the date we sent this notice. When you are no longer our customer, we continue to share your information as described in this notice.

However, you can contact us at any time to limit our sharing.

Questions?

Call 918-836-9922 or go to www.fopfcu.org

If you have a joint account, your choice(s) will apply to everyone on your account unless you mark below:

Apply my choices only to me

Mark any/all you want to limit:

Do not share information about my creditworthiness with your affiliates for their everyday business purposes.

Do not allow your affiliates to use my personal information to market to me.

Do not share my personal information with nonaffiliates to market their products and services to me.

Address:

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Who we are
Who is providing this notice?	Fraternal Order of Police Federal Credit Union
What we do
How does FOP Federal Credit Union protect my personal information?	To protect your personal information from unauthorized access and use, we use security measures that comply with federal law. These measures include computer safeguards and secured files and buildings.
How does FOP Federal Credit Union collect my personal information?	We collect your personal information, for example, when you Open an account or apply for a loan Pay your bills or use your credit or debit card Make deposits or withdrawals from your account. We also collect your personal information from other sources, such as credit bureaus or other companies.
Why can't I limit all sharing?	Federal law gives you the right to limit only sharing for affiliates’ everyday business purposes—information about your creditworthiness affiliates from using your information to market to you sharing for nonaffiliates to market to you State laws and individual companies may give you additional rights to limit sharing.
What happens when I limit sharing for an account I hold jointly with someone else?	Your choices will apply to everyone on your account - unless you tell us otherwise.
Definitions
Affiliates	Companies related by common ownership or control. They can be financial and nonfinancial companies. Fraternal Order of Police Federal Credit Union has no affiliates.
Nonaffiliates	Companies related by common ownership or control. They can be financial and nonfinancial companies. We may disclose non-public, personal information to third parties (such as consumer reporting agencies) as permitted by law.
Joint marketing	A formal agreement between nonaffiliated financial companies that together market financial products or services to you. Our joint marketing partners (such as plastic card processors) maintain the same privacy standards as Fraternal Order of Police Federal Credit Union.

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